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left_header_image.jpg  SBI Home Loan | Assurance of Nationalise Bank

Home Loan India
 
SBI Home Loan Benefits:
  • Assurance of Nationalise Bank
  • Lower Interest rates
  • Faster door step service
  • Low processing charges
  • No hidden charges
  • No prepayment penalties
  • Daily reducing balance

Loan Amount:

Actual loan amount will be determined taking into consideration such factors as applicant’s income and repaying capacity, age, assets and liabilities, cost of the proposed house/flat etc. To enhance loan eligibility you have option to add:

1)   

Income of your spouse/ your son/ daughter living with you, provided they have a steady income.

2)   

Expected rent accruals (less taxes, cess, etc.) if the house/ flat being purchased is proposed to be rented out.

3)   

Depreciation, subject to some conditions.

4)   

Regular income from all sources.

Security:

·   

Primary security is Equitable/Registered Mortgage or Pari Passu/ Second charge over the property.

Margin/ LTV Ratio:

Loan Amount

Margin (Min.)

Maximum LTV Ratio (Max.)

Upto Rs. 20 Lacs

10%

90%

Above Rs. 20 Lacs.

20%

80%

*LTV ratio - Loan to value ratio.


Finance Available for
  • Cost of land, house / flat
  • Additional amenities
  • Stamp duty & registration charges
  • Service tax and other statutory dues

Repayment Period
  • Maximum 25 year or up to the age of 70 year.
All the fields are mandatory
Name
Mobile #
Email ID
Residential Status
Loan Amt in Rs.
Employment Type
City
Monthly Income
Purpose
Property Identified Yes No
I authorize X9 REAL ESTATE & its representative to call me or SMS me in responce to my above form submission.
 
Disclaimer - Please note that this information is for indicative purposes only. This is not an offer to extend credit. The calculator provides approximate information about your loan payments. Your actual payment information may vary. Kindly contact your financial institution for exact details.
(**Interest rates are subject to change without prior notice and are linked to the Bank Base Rate)
 
 
 
 
 
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